The Housing Foreclosures Team represents and advises clients who are facing a foreclosure sale on their homes.
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- Paralegals
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News / Latest
- New law for Tenants
- HUD Guide to Avoiding Foreclosure
- Texas Foreclosure Process
- Texas Foreclosure Chart (.pdf)
- Blog: Foreclosurebuzz.org
- Texas Law Help offers a wide variety of legal topics
Laws
Federal Agencies
- HUD in Texas
- Hud Offices by city
- List of HUD-Approved Housing Counseling Agencies, 1-888-466-3487 national directory of HUD-approved local housing counseling agencies
- Predatory Lending by U.S. Department of Housing and Urban Development
- Office of Fair Housing and Equal Opportunity (FHEO) enforces civil rights laws ensuring equal access to housing without discrimination on the basis of race, color, religion, sex, national origin, disability, or family composition
- Fair Housing Accessibility Guidelines
- Filing a Federal Housing Discrimination Complaint 1-800-669-9777 HUD information, instructions, and forms
- Reporting a Bad Landlord in Federal Housing 1-800-685-8470
- Filing a Complaint Concerning a Fraudulent or Abusive Land Sale
- Filing a Complaint Concerning Manufactured Housing, 1-800-927-2891
- National Servicing Center works with lenders to help homeowners find ways of avoiding foreclosure.
Advocacy Organizations
- National Housing Law Project provides housing information, advocacy, and technical assistance to attorneys, housing advocates, and others who serve the poor
- Texas Low Income Housing Information Service Formerly Community Reinvestment Coalition dedicated to fair access to mortgage credit and banking services for all Texans.
- ACORN (Association of Community Organizations for Reform Now) – Predatory lending
The Housing Law: Home Foreclosures Team
While there are many reasons a foreclosure process is begun, sometimes borrowers have been placed into predatory home loans which increases the chances the borrower will default. While predatory lending is defined many ways, some say it is "intentionally placing consumers in loan products with significantly worse terms and/or higher costs than loans offered to similarly qualified consumers in the region for the primary purpose of enriching the originator and with little or no regard for the costs to the consumer." Mortgage Bankers Association
Predatory lending practices are sometimes hard to spot, and even when suspected the Housing Foreclosures Team cannot accept every case.
The Housing Foreclosures Team also provides advice to clients wishing modifcations to their loans, or who have other issues with their lender.
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